I have been offered a cheaper quote for insurance elsewhere, is it the same cover?

No the cover and the on going services is not the same –
 
•    Our cover is tailor made for your needs
•    The cover can be extended to include Pairs and Sets, Mould and Mildew and Electrical, electronic mechanical            derangement on all items.
•    We have a panel of worldwide loss adjusters therefore should the worse happen then local representation is in        place to visit and assist you with the claims process
•    We have a very close working relationship with these Claims Adjustors and if you were to have a claim it is in          our best interest to ensure that the claim is settled quickly and fairly.